New insurance year – higher premiums? When it comes to the price of fleet insurance, even long-standing business relationships can come to an abrupt end. But it isn’t just more favourable conditions that inspire a change in provider. Other specific insurance coverage conditions that better suit individual needs can also be decisive in the forging of new contractual relationships.

New fleet insurance¹ for small fleets

A current example from the new fleet insurance offer¹ of Volkswagen Versicherungsdienst GmbH shows how commercially used fleets of between 15 and 29 vehicles leased via Volkswagen Leasing GmbH can benefit from a change. Specifically designed for fleets of this size, the concept follows the motto of “one price for all vehicles” – thanks to simplified liability insurance unit-based premiums. The insurance cover comprises vehicle insurance, as well as liability, comprehensive and GAP insurance.

Additional major plus points are:

• No need to file any complex documents such as no-claims discounts
• There aren’t any limitations on the number of drivers or driver age
• There are no limits based on vehicle mileage
• Price is only determined by vehicles’ engine output

All of these points make the calculation considerably easier, which saves fleet operators a lot of valuable time.

“We insure almost everything, from passenger cars to combine harvesters. Our customers have the fleet, and we have the solution!”

 

Jens Wiegmann, Product Manager, Volkswagen Versicherungsdienst GmbH

Fleet insurance for fleets of more than 30 vehicles

But could a change in insurance also pay off for fleet operators with larger fleets? There is no one-size-fits-all answer. But one thing’s for sure: the insurance experts at Volkswagen Versicherungsdienst GmbH can provide the best possible solution for each individual customer for fleets used commercially and leased via Volkswagen Leasing GmbH from the insurance partners cooperating with Volkswagen Versicherungsdienst GmbH. As Jens Wiegmann, Product Manager at Volkswagen Versicherungsdienst GmbH explains: “We take into consideration the customer’s entire vehicle fleet, point to where they can make savings and make an insurance offer which is perfectly suited to their fleet – of course at an attractive price.” Where necessary, Wiegmann adds, this will be rounded off with claims management.² Whether the vehicles are leased, financed or bought isn’t relevant.

These are some of the key advantages at a glance:

• No increase in premiums due to increased repair costs
• No rate revision clauses

On top of that, the rate for new customers remains unchanged until 31.12.2024. Only then will there possibly be a price adjustment, depending on the claims experience. If desired, the customer can also take out KaskoSchutz³ from Volkswagen Leasing GmbH for the entire leasing period.

“We have transparent products whose premiums are determined only by customers’ previous claims experience. With KaskoSchutz, there’s also a price guarantee.”

 

Jens Wiegmann, Product Manager, Volkswagen Versicherungsdienst GmbH

More information under (in German):  Flottenversicherung: Absicherung Ihres Fuhrparks | VW FS